Commercial Mortgage Acquisitions.
Certainty of close on loan and portfolio sales, from single notes to full portfolios.
Loan acquisitions provide a complement to Scythian's origination business. Scythian will leverage its relationships and sourcing strategies to seek to uncover new opportunities. Capital and resources, including underwriting, diligence, asset management, and capital markets, can be allocated (and reallocated) across strategies as needed, adding flexibility and reducing operating costs relative to origination alone.
Acquisition scope.
Fit criteria for loan and portfolio acquisitions:
Because acquisitions draw on the same underwriting, diligence, and capital markets team as originations, they carry meaningfully less operating overhead than running a standalone acquisitions business.
Loan and portfolio size
Acquisitions will range from individual loans to larger portfolios.
Full transaction spectrum
Whether it’s a straightforward loan sale or a more complex, servicing-retained transfer, Scythian can execute across the full range of structures.
Customized financing
Acquisitions can be paired with customized, term-matched and/or permanent financing to support competitive pricing and certainty of close.
Structural Continuum
Diligence process.
Every acquisition goes through a structured diligence process before closing.
01
Fully re-underwrite
Review original underwriting and fully re-underwrite loans, analyze, performance to date and, expected future cash flows
02
Property value review
Existing and updated appraisals or broker opinions of value
03
Third-Party reports
Environmental, PCA, seismic, and title updates
04
Site & market visits
On-site visits for major, significant, and complex assets
05
Legal document review
Loan docs, representations, and purchase agreement protections
Success stories from our
Sarah Brown
“The accounting team transformed our financial operations, providing invaluable insights and solutions that have significantly boosted our profitability. Their expertise is unmatched!.”
Sarah Brown
“The accounting team transformed our financial operations, providing invaluable insights and solutions that have significantly boosted our profitability. Their expertise is unmatched!.”
Sarah Brown
“The accounting team transformed our financial operations, providing invaluable insights and solutions that have significantly boosted our profitability. Their expertise is unmatched!.”
Source: Adapted from Scythian pitchbook, "Loan Acquisitions"
What this means for borrowers
If your loan is acquired by Scythian, your terms don’t change. The same in-house servicing, underwriting, and workout resources that support Scythian’s originated loans apply from day one, so a transfer in ownership doesn’t mean a change in how your loan is managed.
What this means for brokers
Brokers are a primary source of acquisition opportunities, from single-loan note sales to larger portfolio transactions. If you’re aware of a loan or pool that fits Scythian’s profile, our acquisitions team can move quickly through diligence to a decision.
Next steps.
Brokers and sellers can submit acquisition opportunities directly to Scythian’s acquisitions team for initial review. Borrowers with questions about a loan that has been or may be acquired by Scythian can reach the servicing team directly.
