Servicing.
One team, from origination through servicing.
Scythian is built to service the loans it originates and acquires, not hand them off after closing. In-house servicing is part of the platform's core design, and capability is being built as the portfolio grows. Scythian believes that internal servicing constructs create for both better loan performance and better borrower/sponsor experience.
Why in-house servicing.
A lender that also services its own loans keeps direct visibility into performance and can act quickly when a loan needs attention.
Continuity from origination through payoff, with the team that knows the deal involved in how it's managed
Loan risk scoring designed to monitor the portfolio and catch issues early
Early intervention protocols designed to address performance issues quickly
Legal capability for workout situations, paired with local counsel on the ground
Built to scale
Servicing capability is being built in phases, alongside the portfolio. The intent is to operate primary and special servicing in-house as the portfolio grows.
What this means for borrowers and sponsors
Closing is just the beginning. The team involved in underwriting a loan stays engaged in how it's serviced, rather than handing off to a separate group with no context on the deal.
Questions about a loan?
Borrowers with questions about a loan that has been or may be serviced by Scythian can reach the team directly.
